Auto Insurance Maine
The people of main known how to live in harsh conditions from heavy winters to storms from the sea. Maine families are strong and resilient regardless of the situation. CheapestAutoQuote.info understands that the residents of Maine need to protect themselves from unforeseeable circumstances and has done all the legwork to deliver the best auto quotes in the state.
Maine is the northern most state of the East Coast of America. The area is renowned for its ports and fishing, especially lobsters. Maine is a very industrial state using the area’s easy access to water to power factories. When travelers envision Maine, they think about lighthouses, fishing villages, and rugged coastline. Inland Maine has its share of forests with its majestic white pines, spruce, birch and fire trees.
Maine Cost Averages Per Driver
Current average car insurance premium in Maine $1,047.31
Current average car insurance premium U.S. $1,446.49
Average premiums in Maine cities
Portland $1,048.21
Lewiston $1,418.14
Uninsured or underinsured Motorist in Maine
Everyone believes themselves to be a good driver. However, it doesn’t matter how good a driver in – they cannot control the actions of everyone else who is on the road. Even though car insurance is required in the state of Maine, some motorists continue to drive without the necessary coverage. This is why Maine residents have mandated uninsured and underinsured motorist coverage on their car insurance policies.
How much Maine UM & UIM Coverage should you get?
Uninsured/Underinsured coverage is required for drivers in Maine. Each driver must carry at least $50,000 per person and up to $10,000 per accident for bodily injury damages incurred by a driver that does not have adequate insurance. Only 4% of the drivers in Maine operate a vehicle without insurance, but better safe than sorry.
Determining at Fault for an Auto Accident in Maine
When driving in the state of Maine it is important to take into considerate that Maine is a tort state. States following a tort system require that the driver who causes an accident be responsible for all damages. Depending on the details of a collision, an at fault driver could have to pay thousands of dollars in property or medical expenses. This is where having a great car insurance policy becomes so important.
Maine Coverage Requirements
Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Medical Payments: $1,000 Limit
Maine Counties
Androscoggin, Aroostook, Cumberland, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Penobscot, Piscataquis, Sagadahoc, Somerset, Waldo, Washington, York
